Is Travel Insurance Compulsory and why we need Travel Insurance for Schengen visas?

 

While applying for a Schengen Visa it is mandatory to produce a copy of Travel Insurance. The insurance company must have a physical office in the Schengen territory. The insurance policy must be valid for the entire duration of stay. The minimum coverage of the policy has to be Euro 30,000/-.

Visa requirements for these Schengen Countries are practically identical, so owning a travel insurance will help process your Schengen Visa in a smooth manner.

Why we need Travel Insurance for Schengen visas?

The concept of travel insurance relates to covering your medical expenses in case of an injury or unexpected sickness that arises during your trip. Whether you need health insurance when travelling to a foreign country depends on the desired destination and the ability to personally cover any health care needs during your stay in a certain foreign country.

Schengen visa travel insurance plans typically cover the following:

•        Medical bills. The medical insurance company will cover your medical treatment bills if you get into an accident or suddenly fall ill while you are in Germany or another Schengen country. This includes hospitalization, doctor visits, prescription medication, surgery, etc.

•        Emergency medical evacuation and repatriation. Suppose you have a major medical emergency while you are in Germany or another Schengen country, and you need to be evacuated to your home country for treatment. In that case, the travel insurance company covers the cost of things such as an air ambulance. Repatriation covers the costs of returning the body home if the traveller passes away while in Europe.

However, travel insurance is necessary for most people, especially the elderly, people who have predetermined medical conditions and are bound to constant therapy or most importantly if the traveller’s destination happens to be an underdeveloped region.

Besides medical expenses, travel insurance is destined to cover different losses suffered during the trip, including one’s own country and internationally. Unexpected happenings like lost luggage, cancellation of your flight at the last moment, travel agency or accommodation bankruptcy will most definitely ruin your trip. Therefore, a travel insurance policy is designed to provide cancellation insurance by means of a full or partial refund.

Whether you are travelling once or several times during a short period of time, the travel insurance policy will match and cover the exact number of days spent in the international territory, in this case, the Schengen territory, with the price ranging accordingly.

You are all set! Travelling to any or all of the Schengen countries is a boon and we are here to help you experience that. If you are travelling for leisure or work, a solo trip or a family vacation, Schengen Visa Itinerary’s Travel Insurance is here to make your journey smooth and hassle-free.

We also offer Flight Reservation and Hotel Reservation to complete your visa requirements.

 

 


Comments

Post a Comment

Popular posts from this blog

HOW TO SCHEDULE A FLIGHT WITHOUT BOOKING AN ACTUAL FLIGHT?

Image
  Once a traveler has finished their Schengen visa interview, one of the most significant documents the embassy will ask for is a copy of their  Flight Itinerary or Reservation . Applying for a travel visa is often long, difficult to understand, and stressful. When preparing for a trip, it may take a lot of work to keep track of everything you will need and why you will need it. You will need to have some things on hand to have a travel visa authorized. Simply filling out a form and mailing it out is not cut it. A flight reservation document looks almost like a flight ticket, except that it does not have a price tag attached to it. Hence, it is also sometimes referred to as a  dummy ticket . It comes with a unique reservation ID or code that can be verified from the airlines’ website if the embassy wants. In addition, the flight reservation contains all the information that you would normally have on a flight ticket – point of boarding, point of entry, travel dates, etc. Most embassies
Read more

Why Is the Flight Itinerary a Required Document?

Image
  When you plan to travel to the Schengen Area or apply for a Schengen Visa, you'll need to present a  Flight Itinerary or Flight Ticket  that indicates where you'll be traveling too. Authorities will want to know what you plan to do in the Schengen States and if you plan to travel back to your home country after your visit. In most cases, your flight itinerary will help support the purpose of your trip. The Embassy will ask for a flight itinerary for the following reasons: •         To Avoid Overstaying in The Schengen Area The Schengen Embassies and Consulate's main concern is that foreign nationals might overstay in the Schengen Area. Your flight itinerary will help Embassy officials determine whether you plan to overstay in the Schengen Area. The best way to prove you won't overstay in the Schengen Area is to present a flight itinerary. Your flight itinerary will show your departure and arrival times and dates to and from the Schengen Area. It will help assure Embas
Read more

Everything You Need to Know About Types of Schengen Visas

Image
There are 3 major types of visas available: 1. Universal Schengen Visa (USV) This is the most common type of visa, categorized into: I) Type “A” (Airport Transit Visa) This visa allows a traveler to travel through the international Schengen country of Airports without entering into the Schengen Area .  It is mandatory  for travelers  who are travelling from one non-Schengen area to another with  the change  of flights inside any Schengen Airport. II) Type “C” (Short Term Visa) This is a short-term visa which allows a traveler to travel to any Schengen Areas for a maximum of 90 days throughout any 180 days. For more information refer to the 90/180 Schengen Visa Rule. There are multiple variants of this visa:             ·           Single Entry Visa : Single entry visa allows you to enter Schengen region one time. Once you leave from the Schengen zone, you will not be allowed to enter again even if you have days left for your stay of 90 days. ·       
Read more