DO I NEED TRAVEL INSURANCE FOR SCHENGEN VISA APPLICATION?

 

Each year, millions of tourists and business travellers are able to travel freely within a borderless zone of 26 European countries by applying for a Schengen visa. The largest free travel area in the world, the Schengen Area is made up of European countries that have officially abolished all passport and other forms of border control at their mutual borders.

Today, the Schengen zone comprises the following countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

A Schengen visa is a short stay visa which allows its holder to enter, freely travel within and leave the Schengen zone from any of the 26 Schengen member countries. It is valid for stays of up to 90 days for tourism or business purposes.

A question commonly asked by those applying for a Schengen visa is whether travel insurance is required, and if so, what type of cover should be purchased? In this article, we examine the requirements around travel insurance which applicants should take a note of before applying for a Schengen visa.

What type of insurance is required?

Medical insurance for Schengen visas must meet the following criteria:

•        A minimum coverage of at least 30,000 Euros.

•        It should cover all member states of the Schengen Area, including countries you do not intend to visit.

•        It should cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death.

It is highly recommended to get travel medical insurance which covers the validity period of your Schengen visa. For example, if you are requesting a one-year visa, your insurance should demonstrate cover during this period. The cost of travel insurance will depend on the duration of your visit, and can range from £20 – £300.

As part of your Schengen visa application, you will be required to submit evidence of your insurance policy or certificate. Failure to provide appropriate cover may result in the application being refused.

If you are a resident in the UK, you can use your UK passport to access state medical treatment if required.

Help with applying for a Schengen Visa

Whilst Travel Insurance is a mandatory document, you will also be required to submit other supporting documents that outline reasons for travel, Flight Itinerary and Accommodation and means of subsistence when applying for a Schengen visa.

Schengen Visa Itinerary provides these three types of services. You can use one of the services, a combination of two of them or all three, if you need so. In addition, you have the opportunity to choose between getting the service delivered within 6 hours or 24 hours.

If you need support with an upcoming trip to the Schengen Area, please Contact us today.


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